Prevention is always the best approach to oral health. Most insurance plans are specifically designed to emphasize preventative care. They typically cover 100% of preventative procedures, like dental cleanings and x-rays. Dental insurance plans commonly cover 80% of basic treatments such as cavity fillings and 50% of complex procedures such as root canals.
Your insurance plan likely has an annual maximum. This maximum is the most money your plan will pay for dental work over the span of a year. For most dental plans, this resets at the beginning of the year. If you don’t use the full extent of your annual maximum, that money is essentially lost. Regular preventative dental care can help you avoid expensive, extraordinarily costly procedures.
While your yearly maximum will reset at the beginning of the year, so too will your deductible. If you pay your deductible at the beginning of the year, you won’t have to worry about it for the rest of the year. You must review your dental insurance plan carefully to ensure that you know what your plan will cover. This includes any applicable deductibles, as well as your annual maximum limits.
You should make sure that you take advantage of every aspect of your insurance plan. If your insurance plan covers two dental cleanings a year, you should certainly attend both. These benefits will not rollover into the following year.
Your oral health significantly impacts your overall health. Having a healthy, beautiful smile can significantly increase your confidence. Good oral health can have many other benefits as well. Get a head start on taking advantage of your insurance benefits this year! Your insurance plan has reset for 2019, so you should schedule your dental cleaning today! Contact us at Hendersonville Family Dental to schedule your appointment.